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Solution 1: Check Your Savings & Deposit Accounts. If I need 1000 dollars right now the first place I would check is my savings account or current account. You do not want to borrow the money and pay interest on it, if you've got the money in savings it makes sense use the money that you have. Taking out short term debt such as payday loans can ...

Sep 13, 2022 · State law usually mandates payday loan fees, which could be $10 to $30 for every $100 borrowed. Borrow $100 for 10 days, and the finance charge is $15, which is a nearly 400% APR, or 10 times more than a high-interest credit card. Still, paying $15 to borrow $100 to fix your car and get to work may be worth the cost if you get paid in a week.

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